Lending and Underwriting

Lending and Underwriting is a critical function in the financial services industry, involving the assessment of creditworthiness and risk factors of individuals or businesses applying for loans. Coursera's Lending and Underwriting skill catalogue equips you with the knowledge and tools to effectively evaluate, manage, and mitigate financial risk. You'll learn about the principles of credit analysis, the role of collateral, the importance of cash flow, and the various types of loans and their structures. Additionally, you'll gain insights into regulatory compliance, ethical considerations, and the impact of economic conditions on lending decisions. This knowledge will empower you to make informed lending decisions, manage loan portfolios, and contribute to the financial health of your organization.